Smart Financial Marketplace, Powered by AI

Compare credit cards, loans & bank accounts in the UAE — instantly

Credit Offers icon
Credit Offers
Savings Accounts icon
Savings Accounts
Investment Opportunities icon
Investment Opportunities
Card Finder icon
Card Finder
Personal Loans icon
Personal Loans
Home Insurance icon
Home Insurance
Mortgage icon
Mortgage
Car Insurance icon
Car Insurance

  
  
  
  
 

  
  
  
  
 

Why RAQM AI Works Better? Smarter. Faster. Fairer.

Personalized product matching in 60 seconds

Just answer a few simple questions about your income, residency, and goals. Our AI instantly matches you with the best products based on your profile.

No calls. No spam. No agent bias

You won't get any annoying calls or messages. We show you the best offers — fully independent, with no hidden agendas.

Always learning from the market

Our system continuously updates based on the latest bank offers, rates, and perks. That means smarter, more relevant results every time you search.

How It Works

1
Answer a few smart questions
Based on your input, we scan dozens of offers and rank the best 3 for you. It's fast, fair, and fully personalized.
2
Let our AI find your top 3 matches
Based on your input, we scan dozens of offers and rank the best 3 for you. It's fast, fair, and fully personalized.
3
Apply directly — no third parties
Choose your preferred product and apply directly with the provider. No middlemen, no hidden fees — just transparency.

Frequently Asked Questions

Get answers to common questions about RAQM

RAQM is a financial product platform based in Dubai, helping users in the UAE explore and compare banking products, such as credit cards. We collect and organise data from multiple local banks so you can easily see the differences and choose what fits your needs.

No. RAQM is not a licensed financial institution and does not provide financial, investment or credit advice. We do not issue cards or accounts. Our platform is built to simplify access to information and help users discover available products across the UAE.

We currently focus on UAE credit cards, including cashback cards, travel cards, Islamic cards, lifestyle rewards and more. In the future, we plan to expand into categories like bank accounts, digital wallets, and personal finance tools.

Yes, if you choose to request a product or submit an inquiry, we may ask for basic details such as your name, email, phone number, and selected product preferences. This helps us connect you with relevant providers or offers. All data is handled securely and in line with UAE data protection requirements.

Yes. RAQM serves users across Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain. Our content is currently available in English, and multi-language support will be available soon.